Terms & Conditions

Updated March 2024

Welcome to KOIN. You'll find all the legal Terms & Conditions below, but here is the basic idea: When you refer someone to KOIN and they complete the registration process for KOIN Tokens, you will be given additional KOIN Tokens.

Terms and Conditions

IMPORTANT NOTICE TO USER: PLEASE READ CAREFULLY. This Terms of Service ("Agreement") is a legal agreement between you (referred to herein as "you" or "your") and KOIN ("we", "our", or "us") 1) as a participant in growing KOIN, as part of the movement towards mass adoption of digital currency, an effort we refer to as the "Program"; and 2) relating to access to, and use of, our website with a homepage available at dashboard.koincard.net, and other websites (collectively the "Websites"), mobile APPs and other related software, interactive features, and/or services maintained and operated by us (in the aggregate, the "Services").

By participating in the Program and/or accessing or using the Services, you agree to be bound by the terms and conditions of this agreement, whether or not you are a registered user of our Services. If any of these terms are unacceptable to you or in the event that any future changes are unacceptable to you, do not participate in the Program or use the Services. Your continued participation in the Program and/or use of the Services now, or following the posting of any changes in this agreement, will indicate acceptance and agreement by you of such changes. If you become a registered user of the Services, you agree that this agreement will govern your use.

The Program:

The "participants" referred to below are you (a "Qualified" Member), and the person you've referred (a "Referred" Member). To be eligible for additional KOIN Tokens, you, as participants, must agree to be bound by the rules described below.

Definitions

Referred Member: someone who's been referred to KOIN by a "Qualified Member". You become a Referred Member by clicking on a Qualified Members' unique referral link and creating a new account through KOIN's website (Referred Account). Only the person who creates the Referred Account is considered the Referred Member, and there can only be one Referred Member for each Referred Account created.

Referred Account: a new KOIN account created by a Referred Member through a Qualified Member's unique referral link.

Qualified Member: someone who is an active user of an account that has completed the registration process for KOIN Tokens at the time the referral is made

Eligible Referral: A Referred Account qualifies as an Eligible Referral if all of the following conditions are met:

the Referred Account is created on the Website by the Referred Member through the Qualified Member's unique referral link

the Referred Member is not a user of any other KOIN account (whether they're active, suspended or canceled)

the Referred Member was not referred to KOIN at an earlier date by someone else

the Referred Account created by the Referred Member must not be for a company associated with any other KOIN accounts (whether they're active, suspended or canceled)

the Qualified Member must not have posted their unique referral link on a "coupon website" or similar website, as Program participants may only sign up via the "invite friends" URL or "social" URLs, accessible within the Websites or through KOIN generated emails.

Overview of the Program

To be an eligible participant in the Program, you must meet either of the following conditions:

You're a Qualified Member and the referral you made is deemed an Eligible Referral by KOIN

You're a Referred Member and your Referred Account is deemed an Eligible Referral by KOIN

If you meet either of the conditions above, you'll receive KOIN Tokens, pursuant to KOIN's established payout structure as may be set forth on the Websites. Obviously, KOIN Tokens will only be given in relation to Eligible Referrals.

If otherwise eligible, you will receive additional KOIN Tokens; however, you will be subject to any legal restrictions, limitations, or prohibitions regarding cryptocurrencies that may be imposed by, or may otherwise already be in effect in your country of residence. You will have five (5) days, from the time KOIN deems the referral as an Eligible Referral, to select your country of residence on the Websites. If you have not selected your country of residence within this period, then the United States will be the default designation.

Upon the listing of KOIN as a digital currency on one or more cryptocurrency exchanges, the market value of a KOIN Token will thereafter be established by, and will otherwise be subject to, market forces and fluctuations.

If you participate in the program as a Qualified Member, then KOIN Tokens will be given for each Eligible Referral you make.

If you receive KOIN Tokens, You are responsible for all applicable taxes and fees. By participating in the Program, you release KOIN and its agents from any and all liability, as it may relate to the KOIN Tokens, without limitation.

KOIN reserves the right to suspend you as a Program Participant at any time. KOIN further reserves the right to cancel, suspend or terminate the Program at any time.

Please note that if you are a Qualified Member, the name you used to create your KOIN profile may be appended to your unique referral link.

By taking part in the Program you agree:

to comply with all applicable laws

to send referral emails only to people that you know

not to engage in any activity that may be considered fraudulent, invasive, or that may otherwise be considered spamming

Miscellaneous Terms and Conditions:

Privacy Policy: For information about our data protection practices, please read our privacy policy available at https://www.koin.network/privacypolicy This policy explains how we treat your personal information, and how we protect your privacy when you use the Services, including but not limited to compliance with the General Data Protection Regulation (GDPR), which applies to all KOIN members who are residents/citizens of the European Union. You agree to the use of your data in accordance with our privacy policy.

Account Eligibility and Security; Password: To use certain features and functionalities of the Services, you must become a Qualified or Referred Member, and provide certain information about yourself to us. We may, in our discretion limit participants to persons that (i) reside in certain geographical territories and (ii) supply all registration information designated by us as required. If you are under the age of eighteen (18), then you are not permitted to submit personal information to us, and you are not permitted to become a Program Participant. You agree and understand that you are responsible for maintaining the confidentiality of any password associated with the account you use to access the Services. Accordingly, you agree that you will be solely responsible to us for all activities that occur under your account. If you become aware of any unauthorized use of your password or of your account, you agree to notify us immediately at https://www.koin.network/legalnotifycontact

Changes to Agreement; Additional Rules & Policies: KOIN reserves the right to change these terms and conditions at any time, in whole or in part, upon providing reasonable notice to you, which may include sending you an e-mail or posting an announcement on the Services. You hereby acknowledge and agree that such changes, amendments and/or modifications will become effective when posted on the Services or as otherwise provided by us. From time to time, we may post on the Services, or otherwise notify you of additional or different rules and policies relating to the Program. These rules and policies shall thereafter be part of this Agreement. If you use the Services after the posting or other notice of changes in this Agreement or changed rules or policies, you are agreeing to follow and be bound by them for such use.

NO WARRANTIES: THE PROGRAM, THE SERVICES AND ALL INFORMATION, CONTENT, MATERIALS, PRODUCTS AND SERVICES INCLUDED ON OR OTHERWISE MADE AVAILBLE TO YOU BY US THROUGH THE SERVICES, OR IN CONNECTION WITH THE PROGRAM, ARE PROVIDED TO YOU ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTY OR REPRESENTATION OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, WE EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT, QUALITY, AND/OR FITNESS FOR A PARTICULAR PURPOSE. WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THE ACCURACY, RELIABILITY OR COMPLETENESS OF ANY INFORMATION PROVIDED BY US IN CONNECTION WITH YOUR USE OF THE SERVICES, PARTICIPATION IN THE PROGRAM, OR THAT THE SERVICES, INCLUDING, WITHOUT LIMITATION, ANY DATA, FILES, AND/OR OTHER INFORMATION STORED ON A SERVER OWNED OR UNDER OUR CONTROL OR IN ANY WAY CONNECTED WITH THE SERVICE, WILL MEET YOUR REQUIREMENTS OR BE AVAILABLE, UNINTERRUPTED, ERROR-FREE, VIRUS-FREE OR SECURE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN DISCLAIMERS OR LIMITATIONS OF WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU. ANY MATERIAL DOWNLOADED OR PRODUCTS OBTAINED THROUGH THE USE OF THE SERVICES OR PARTICIPATION IN THE PROGRAM IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY LOSS OR DAMAGE (INCLUDING ANY LOSS OR DAMAGE TO YOUR COMPUTER SYSTEM OR OTHER DEVICE OR LOSS OF DATA) THAT RESULTS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH OR FROM THE SERVICES OR THE PROGRAM SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE AGREEMENT. WE TAKE NO RESPONSIBILITY AND ASSUME NO LIABILITY FOR ANY CONTENT THAT YOU OR ANY THIRD PARTY MAY SUBMIT, POST OR SEND EITHER BY OR THROUGH THE SERVICES, OR IN RELATION TO THE PROGRAM. YOU ARE SOLELY RESPONSIBLE FOR YOUR CONTENT AND THE CONSEQUENCES OF POSTING, SENDING OR PUBLISHING IT EITHER BY OR THROUGH THE SERVICES, OR IN RELATION TO THE PROGRAM, WHICH WE MAY, IN OUR SOLE AND COMPLETE DISCRETION, DETERMINE TO BE IN VIOLATION OF THE AGREEMENT.

DISCLAIMER OF LIABILITY: TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL WE, OUR PARENTS, SUBSIDIARIES, AFFILIATES, OR ANY OF OUR OR THEIR DIRECTORS, MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS OR RELATED THIRD PARTIES, BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES OR LOSSES ARISING OUT OF OR RELATING TO THIS AGREEMENT, THE PROGRAM AND/OR THE SERVICES PROVIDED HEREUNDER OR ANY PRODUCTS OR MATERIALS OFFERED OR SUPPLIED VIA THE SERVICES, IN RELATION TO THE PROGRAM, OR ANY OTHER INTERACTIONS WITH US, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS LIMITATION OF LIABILITY APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, NEGLIGENCE, RECKLESSNESS, PROFESSIONAL NEGLIGENCE, TORT, STRICT LIABILITY OR ANY OTHER BASIS OR LEGAL THEORY. SUCH LIMITATION OF LIABILITY SHALL APPLY WHETHER OR NOT THE DAMAGES ARISE DIRECTLY OR INDIRECTLY FROM: (i) THE USE OR MISUSE OF, OR RELIANCE UPON, THE SERVICES OR THE PROGRAM; (ii) THE INABILITY TO USE THE SERVICES OR PARTICIPATE IN THE PROGRAM FOR ANY REASON, INCLUDING, WITHOUT LIMITATION, FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES, ERRORS, DEFECTS, DELAYS IN OPERATION, OR ANY FAILURE OF PERFORMANCE NOT LIMITED TO ACTS OF GOD, COMMUNICATION FAILURE, THEFT, OR DESTRUCTION; (iii) THE INTERRUPTION, SUSPENSION, OR TERMINATION OF THE SERVICES; OR (iv) THE DELETION AND/OR CORRUPTION OF ANY DATA, INFORMATION, DOCUMENTS, FILES AND/OR ANY OTHER MATERIALS STORED ON A SERVER OWNED OR UNDER OUR CONTROL OR IN ANY WAY CONNECTED TO THE SERVICES. SUCH LIMITATION ON LIABILITY SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY AND TO THE FULLEST EXTENT PERMITTED BY LAW. WITHOUT LIMITATION OF THE FOREGOING, THE TOTAL LIABILITY OF US, OUR PARENTS, SUBSIDIARIES, AFFILIATES, OR ANY OF OUR DIRECTORS, MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, OR AGENTS FOR ANY REASON WHATSOEVER RELATED TO USE OF THE SERVICES OR ANY CLAIMS RELATING TO THIS AGREEMENT OR ANY CONTENT OR PRODUCTS SHALL NOT EXCEED $100 (OR, IF WE CHOOSE, TO SUPPLY YOU WITH ACCESS AND USE OF THE SERVICES, OR PARTICIPATION IN THE PROGRAM AGAIN). THE PROGRAM IS ADMINISTERED, AND THE SERVICES ARE CONTROLLED AND OPERATED, FROM FACILITIES IN THE UNITED STATES. WE MAKE NO REPRESENTATIONS THAT THE PROGRAM OR SERVICES ARE APPROPRIATE OR AVAILABLE FOR USE IN OTHER LOCATIONS. THOSE WHO PARTICIPATE IN THE PROGRAM AND/OR ACCESS OR USE THE SERVICES FROM OTHER JURISDICTIONS DO SO AT THEIR OWN VOLITION AND ARE ENTIRELY RESPONSIBLE FOR COMPLIANCE WITH ALL APPLICABLE NATIONAL, STATE, LOCAL OR OTHER LAWS, STATUTES, DIRECTIVES, RULES, REGULATIONS, AND ALL INTERPRETATIONS OR ORDERS OF ANY GOVERNMENT, ADMINISTRATIVE OR REGULATORY AUTHORITY OR COURT, INCLUDING BUT NOT LIMITED TO THOSE RELATED TO TRANSFER OF DATA, EXPORT AND IMPORT OF SOFTWARE, TECHNICAL INFORMATION OR SERVICES. YOU MAY NOT PARTICIPATE IN THE PROGRAM OR USE THE SERVICES IF YOU ARE A RESIDENT OF A COUNTRY EMBARGOED BY THE UNITED STATES, OR ARE A FOREIGN PERSON OR ENTITY BLOCKED OR DENIED BY THE UNITED STATES GOVERNMENT. UNLESS OTHERWISE EXPLICITLY STATED, ALL MATERIALS FOUND ON THE SERVICES, OR IN RELATION TO THE PROGRAM, ARE SOLELY DIRECTED TO INDIVIDUALS, COMPANIES, OR OTHER ENTITIES LOCATED IN THE UNITED STATES

Release and Indemnification: You agree to release, indemnify and hold harmless us, our parents, subsidiaries, affiliates, directors, members, officers, employees, agents and third party licensors, from and against any and all liabilities, losses, damages, claims and expenses, including, without limitation, attorneys' fees, with respect to (i) your participation in the Program and/or your access, use or misuse of, or reliance upon, the Services, (ii) your actual or alleged violation or breach of this Agreement or rights of another, (iii) Content provided by you or through use of your account, (iv) your acts or omissions and/or (v) any other products or services offered or provided by us. You agree to cooperate fully with us in the defense of any claim that is the subject of your obligations hereunder. For the avoidance of doubt, this section shall survive the termination of this Agreement.

Term and Termination: This Agreement is effective until terminated by us or you. We shall have the right to suspend your participation in the Program and/or terminate this Agreement and/or your participation in the Program including, without limitation, your right to access and use the Services, at any time in our sole discretion and without advance notice to you. You may terminate this Agreement at any time by requesting deletion of your user account by contacting us at https://www.koin.network/legalnotifycontact and discontinuing use of any and all parts of the Services. Upon termination of this Agreement for any reason, you shall immediately cease using the Services.

Governing Law and Venue for Disputes: This Agreement, and your relationship with us under this Agreement, shall be governed by the laws of the State of Florida without regard to its conflict or choice of laws provisions. Any dispute with us, or our parents, subsidiaries, affiliates, officers, directors, employees, agents or affiliates, arising under or in relation to this Agreement shall be resolved exclusively through the federal or state courts located in Broward County, Florida (and courts with appellate jurisdiction therefrom), except with respect to imminent harm requiring temporary or preliminary injunctive relief in which case we may seek such relief in any court with jurisdiction over the parties. You understand that, in return for agreement to this provision, we are able to offer the Services at the terms designated, and that your assent to this provision is an indispensable consideration to this Agreement. You also acknowledge and understand that, with respect to any dispute with us, our officers, directors, employees, agents or affiliates, arising out of or relating to your participation in the Program and/or access or use of the Services or this Agreement:

(i) YOU ARE GIVING UP YOUR RIGHT TO HAVE A TRIAL BY JURY; and (ii) YOU ARE GIVING UP YOUR RIGHT TO SERVE AS A REPRESENTATIVE, AS A PRIVATE ATTORNEY GENERAL, OR IN ANY OTHER REPRESENTATIVE CAPACITY, OR TO PARTICIPATE AS A MEMBER OF A CLASS OF CLAIMANTS, IN ANY LAWSUIT INVOLVING ANY SUCH DISPUTE.

The prevailing party in any action to enforce, interpret or in any way arising out of or connected to this Agreement, shall be entitled to court costs and attorney fees from the non-prevailing party, including all attorney fees incurred on the trial and appellate levels as well as attorney fees incurred to obtain entitlement and an award of attorney fees.

Severability: If any provision in this Agreement is invalid or unenforceable or contrary to applicable law, such provision shall be construed, limited, or altered, as necessary, to eliminate the invalidity or unenforceability or the conflict with applicable law, and all other provisions of this Agreement shall remain in effect.

Communications: You agree that we may communicate with you electronically. Such electronic communications may consist of e-mail, notices posted on the Services, and other communications via any other electronic medium (or social media). For example, we may send e-mails to Users of the Services containing newsletters, information about campaigns, offers, surveys, and other communications. You agree that all agreements, notices, disclosures, and other communications we send to you electronically will satisfy any requirement that such communication be in writing and, to the extent intended, such communication will be an enforceable and binding term or amendment to this Agreement.

Entire Agreement: This Agreement sets forth the entire understanding and agreement between the parties relating to its subject matter. All provisions that should by their nature survive the termination of this Agreement shall survive the expiration of this Agreement including, without limitation, the rights you have granted hereunder, indemnities, releases, disclaimers, limitations on liability, provisions related to choice of law, no class action, and no trial by jury. Any waiver of or promise not to enforce any right under this Agreement shall not be enforceable unless evidenced by a writing signed by the party making said waiver or promise. NO THIRD PARTY IS AUTHORIZED BY US TO MODIFY THIS AGREEMENT OR TO MAKE ANY WARRANTY, REPRESENTATION, OR PROMISE THAT IS DIFFERENT THAN OR IN ADDITION TO THE WARRANTIES, REPRESENTATIONS, OR PROMISES EXPRESSLY SET FORTH IN THIS AGREEMENT.